I just keep on making friends! I just love it when people overgeneralize anything, including my missives on this page. Just like any other line of work, there are bad lawyers who file stupid cases. Nope, can't deny it. My only point is that the relatively few instances of "frivolous lawsuits" are blown way out of proportion by those who would see the rights of the little guy be circumscribed. And in an aside to Nukevets, I don't know how to turn on my comments capability, even if I wanted to. If I sound hostile, it's only because I'm way behind in trying to get the message out, which, generally speaking is (1) It's Big Insurance and (2) don't forget the little guy.